Financial Advice and Tips

Find informative articles on financial advice and tips. Discover what you should know in this section of our blog dedicated to improving your financial literacy and acumen.

Mariner Finance’s Buy Now, Pay Later Point of Sale Financing – No Payment for 90 Days

2022-11-07T13:18:36+00:00

Blog The point of sale can be a very exciting, but also stressful time for both a customer and dealer.  A consumer’s excitement can, at times, be over shadowed by the stress of wondering how to budget for the purchase. In this moment, dealers can offer a potential solution to customers with the help of Mariner Finance’s Buy Now, Pay Later point of sale financing.  Mariner Finance’s Buy Now, [...]

Mariner Finance’s Buy Now, Pay Later Point of Sale Financing – No Payment for 90 Days2022-11-07T13:18:36+00:00

What is the Emergency Rental Assistance Program and how may it help?

2022-11-07T13:20:55+00:00

Blog The Emergency Rental Assistance Program was created to assist households that are unable to pay rent and utilities due to the COVID-19 pandemic. $25 billion in funds are being provided directly to states, U.S. territories, local governments, and Indian tribes (described as “eligible grantees”) to help fund this initiative.  If you were unable to pay your rent or utilities during the COVID-19 pandemic, depending on your location, there may be assistance [...]

What is the Emergency Rental Assistance Program and how may it help?2022-11-07T13:20:55+00:00

What is VantageScore®*?

2022-11-09T10:44:21+00:00

Blog If you’re not familiar with credit scores or just want to know a little bit more about VantageScore®, this article is for you. What is VantageScore®? Created by a joint venture between the big three credit bureaus, Equifax, Experian, and TransUnion, VantageScore® is a credit scoring system developed in 2006. [1] Credit scores can help lenders evaluate credit reports by summarizing the credit risk into a three digit number and, when [...]

What is VantageScore®*?2022-11-09T10:44:21+00:00

Lost Wage Assistance Program

2022-11-16T12:53:20+00:00

Blog The Lost Wage Assistance Program was created through an executive order to provide an additional payment ($300) on top of the weekly unemployment benefits for those who are eligible. Click below to find out the program details for your state: Alabama California Delaware Florida Georgia Illinois Indiana Kentucky Louisiana Maryland Missouri Mississippi North Carolina New Jersey New York Ohio Pennsylvania South Carolina Tennessee Texas Utah Virginia Washington Wisconsin [...]

Lost Wage Assistance Program2022-11-16T12:53:20+00:00

Hard Inquiry vs. Soft Inquiry: How Credit Checks May Impact Your Report

2022-11-10T09:09:37+00:00

Blog Credit inquiries are an unavoidable aspect of life in America. They are necessary when you apply for credit cards or loans. You might have to submit a credit application to move into a new apartment or home. The very mention of credit checks can make some people uncomfortable. However, they’re intimidating because there’s a lot of misinformation about them.  To know the difference between hard inquiries vs. soft inquiries, review this [...]

Hard Inquiry vs. Soft Inquiry: How Credit Checks May Impact Your Report2022-11-10T09:09:37+00:00

Your Comprehensive Guide on How to Build Credit

2022-11-10T09:18:43+00:00

Blog While it is certainly possible to live in the United States without needing credit, the reality is that most people will need access to it at some point. Whether it’s renting an apartment or buying a new vehicle, credit is a big part of the American economy and knowing how to build and maintain credit is an important skill. Building credit is critical to receiving the best credit offers. With good [...]

Your Comprehensive Guide on How to Build Credit2022-11-10T09:18:43+00:00

3 Tips to Prevent Late Payments on Your Credit Report

2022-11-30T11:28:45+00:00

Blog Late payments can happen to anyone, even the most diligent person. Life gets busy and you forget to set up your autopay on a new credit card. Maybe you had a financial hiccup and needed some extra time to make your car payment. Either way, while mostly avoidable, sometimes they’re out of necessity. Fortunately, you can avoid the one-off late payments and set yourself up for consistent on-time payments with the [...]

3 Tips to Prevent Late Payments on Your Credit Report2022-11-30T11:28:45+00:00

Qualifying for Loans: 6 Effective Ways to Boost Your Credit Score

2022-11-10T09:32:39+00:00

Blog Your credit report is a snapshot of your ability to manage debt. Your credit report and credit score determine whether or not you qualify for a variety of financial tools, especially loans. To confidently apply and qualify for the best loan terms, you can take simple steps to boost your credit score. Review this guide to learn how. How Your Credit Report Impacts Your Loan Options Your credit score – a [...]

Qualifying for Loans: 6 Effective Ways to Boost Your Credit Score2022-11-10T09:32:39+00:00

Your Comprehensive Guide to Debt Consolidation Loans

2022-11-10T09:43:52+00:00

Blog If you live in America, there’s a good chance you have some debt. Whether you have a few credit cards or several student loans, it’s hard to escape the world of debt. However, debt consolidation loans may be way you can better manage your debt. Not every debt consolidation loan is the same, though. Before you decide to apply for one, review this comprehensive guide to finding reputable debt consolidation loans. [...]

Your Comprehensive Guide to Debt Consolidation Loans2022-11-10T09:43:52+00:00

How do you calculate & effectively improve your credit score?

2022-11-10T10:15:01+00:00

Blog A credit score may be used by various companies in their evaluation of whether to do business with you. Your credit score may determine whether you can rent a car, lease an apartment, qualify for a mortgage, finance a car, or get a credit card. Utility companies will check your credit score to decide whether to charge you a deposit to turn on your service and insurance companies will check your [...]

How do you calculate & effectively improve your credit score?2022-11-10T10:15:01+00:00