Financial Advice and Tips

Find informative articles on financial advice and tips. Discover what you should know in this section of our blog dedicated to improving your financial literacy and acumen.

Money Saving Apps: A Go-to Guide to Help You Save Money


12 Apps for your Financial Goals in 2022  October 5, 2022  In times of high inflation, saving money is especially important to help you stick to a budget and plan for your long-term financial goals. Luckily, there are plenty of modern tools to help you plan, budget, track, and save. From digital money management platforms to apps that automatically divert money to savings, there are ample ways to get closer to the financial future you want. Consider [...]

Money Saving Apps: A Go-to Guide to Help You Save Money2022-10-06T10:59:52+00:00

What Is a Soft Credit Inquiry?


Sept 7, 2022 You probably understand that when you apply for a loan, the lender will check your credit report. You may also know that a credit inquiry could have an adverse effect on your credit score. However, did you know that there are two types of credit checks? One type is referred to as a “hard” credit inquiry and the other is a “soft” credit inquiry. A hard credit pull may adversely affect your credit score while a [...]

What Is a Soft Credit Inquiry?2022-09-22T18:56:21+00:00

Why Choose a Local Lender?


August 3, 2022 From ”Small Business Saturday” to community supported agriculture, there are far-reaching efforts to encourage consumers to think locally. While you may choose the option to purchase produce from a community farm stand, it may not have occurred to you that the same principle can be applied to choosing a financial institution for your personal loan needs. Bigger isn’t necessarily better. When you borrow from a local lender, you’re not just a number. Your local lender has [...]

Why Choose a Local Lender?2022-08-12T20:29:04+00:00

Why Is Financial Literacy Important?


April 27, 2022 Financial literacy is understanding how to manage your personal finances. It includes skills like budgeting, saving, borrowing, investing, and day-to-day money management. According to Standard & Poor’s Global Financial Literacy Survey, only 57 percent of Americans are considered financially literate. If you’re not sure where you fall, consider some of the important components of financial literacy: Financial Literacy Helps to Improve Budgeting Your budget is your financial plan, and it includes your income and expenses. In a [...]

Why Is Financial Literacy Important?2022-08-11T19:38:14+00:00

Top Travel Destinations for Fall Foliage


September 8, 2021 Fall foliage is the beautiful red, orange, and yellow leaves we see covering trees in the autumn months. These vibrant colors come about as the chlorophyll in the leaves breaks down due to the changes in daylight and temperature. It’s considered peak season for fall foliage when 50 to 75% of trees in an area have turned a shade of red, orange, or yellow. Peak fall foliage is truly a sight to see in many areas across the [...]

Top Travel Destinations for Fall Foliage2022-01-11T09:55:00+00:00

Back-to-School Shopping for All Ages


Group of elementary school kids running at school, back view August 25, 2021 Back-to-school shopping can be a very exciting time of year. It can also quickly become stressful, especially if you have kids in different grades. Different grades need different supplies, and the cost can really start to add up. To help ease the stress of back-to-school shopping, we have made a list of common supplies each grade needs, tips on how to shop for [...]

Back-to-School Shopping for All Ages2022-01-11T08:30:59+00:00

Top Tips for Planning Your Dream Wedding


August 11, 2021 You said “I do” to the love of your life and shared the exciting news with close friends and family. Now, the only thing standing between you and forever with your significant other is a wedding. Where do you start? How long does wedding planning take? If you're here because you're nervous, overwhelmed, and in need of answers, check out this list of tips for planning a wedding. Handy Tips for Planning a Wedding Planning [...]

Top Tips for Planning Your Dream Wedding2022-09-08T15:50:24+00:00

Mariner Finance’s Buy Now, Pay Later Point of Sale Financing – No Payment for 90 Days


The point of sale can be a very exciting, but also stressful time for both a customer and dealer.  A consumer’s excitement can, at times, be over shadowed by the stress of wondering how to budget for the purchase. In this moment, dealers can offer a potential solution to customers with the help of Mariner Finance’s Buy Now, Pay Later point of sale financing.  Mariner Finance’s Buy Now, Pay Later Point of Sale Financing– No Payment for 90 [...]

Mariner Finance’s Buy Now, Pay Later Point of Sale Financing – No Payment for 90 Days2022-01-11T11:37:07+00:00

What is the Emergency Rental Assistance Program and how may it help?


September 2, 2021 The Emergency Rental Assistance Program was created to assist households that are unable to pay rent and utilities due to the COVID-19 pandemic. $25 billion in funds are being provided directly to states, U.S. territories, local governments, and Indian tribes (described as “eligible grantees”) to help fund this initiative.  If you were unable to pay your rent or utilities during the COVID-19 pandemic, depending on your location, there may be assistance for you. Find Rental [...]

What is the Emergency Rental Assistance Program and how may it help?2022-01-11T08:54:52+00:00