Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 83,321 verified reviews.
Read all reviews
Jeffery Wright was a fast good employee took care of me in no time
Apr 07, 2026Alexandria, LA
Marriner finance has a team of friendly people who make you feel welcomed. The environment is warm and inviting. I would recommend them to everyone.
Apr 07, 2026Mariner Finance, LLC - Corporate Roll-up
Helped significantly with combined financial support that was needed. Fast, professional service.
Apr 06, 2026Heath, OH
They are so nice in Boardman, Ohio. Jay was great!!! I'm so excited to still be part of the Mariner family!! Thanks for the chance to tell you how I feel 😊
Apr 06, 2026Boardman, OH
Amy and Ashley were extremely nice, friendly, and very informative. They were great to work with this loan and very helpful. Outstanding customer service is hard to find this day but these 2 were awesomene.
Apr 06, 2026Anderson, IN
James is fantastic to work with and the Mariner Finance team in Gresham is great. I would recommend if you need a loan
Apr 06, 2026Gresham, OR
Professional-knowledgeable and friendly
Yeny Cruz was awesome - I give her 5's across the board
Apr 06, 2026Missouri City, TX
Denise is awesome to work with on all financing needs. She is professional and very friendly. She went above and beyond to get our closing completed by staying later to meet our schedule. That kind of dedication is irreplaceable! Thank you Denise!
Apr 06, 2026Asheville, NC
Erica was very pleasant and helpful and knowledgeable. She walked me thru the process with ease and answered all my questions.
Apr 06, 2026Charlotte, NC
I'm glad I took notice to the letter I received in the mail from this company, and I want to give a 5 star rating to the professionalism and that was passed on to me from the employee, Tyleia Williams, thanks 👍🏾
Apr 06, 2026N. Charlotte, NC
My experience here was phenomenal everyone was patient with me in getting my documents, Erica was the sweetest pleasant speaking, one of the most helpful person I’ve known. I would truly recommend Mariner Finance, two thumbs up! Thanks to everyone that assist me😊
Apr 06, 2026Charlotte, NC
