Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Useful Articles
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 77,469 verified reviews.
Read all reviews
They’re always professional and they always help to me. It’s a blessing to have a company like this when you need a little extra help I appreciate it so much.
Dec 22, 2025Springfield, MO
This business was fast and accurate on how they did their paperwork with my husband and I and they worked hard to get us approved. Great job Mariner Financial😊
Dec 22, 2025Spokane, WA
Very helpful and kind people. We were running late and after buisness hours and they waited for us and worked everything out for our loan.
Dec 22, 2025Knoxville - Harvest Mill, TN
The entire staff at Mariner Finance are phenomenal. They all work together and are professional. I want to thank Patricia L. for assisting me in the time of need.
Dec 22, 2025San Antonio W, TX
They made me feel like I was at home very hospitable...thank for my loan
Dec 22, 2025Defuniak Springs, FL
Very good service without app and they completed my loan fast Ivana Robles excellent servive very professional and kind they treated you with a lot of respect
Dec 22, 2025El Paso W, TX
Anthony Williams was fantastic. He handled everything perfectly. Thank you sir
Dec 22, 2025Madisonville, KY
Awesome service, Tomeka Chatman has five star customer service qualities
Dec 22, 2025Shreveport, LA
Kayla is always timely and friendly, helping us apply and complete the loan process with ease!
Dec 22, 2025Pinckneyville, IL
Same day loan. Very friendly and helpful staff. Just no public restroom is inconvenient.
Dec 22, 2025Terre Haute, IN
Hilda has always been great to work with, she explains everything Thoroughly and makes the loan experience great. Thank you Hilda
Dec 22, 2025Lebanon, IN
Great Job Was Fast Very Respectful was told what to bring to get the loan was in and out once evething went through highly recommended Great for quick and easy loan. See Ms Samantha Lewis she will get you right where you need to be.
Dec 22, 2025Desoto, TX
Very friendly and took his time to make sure that each of my parents understood everything!
Dec 22, 2025Greenville, PA
