Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 84,132 verified reviews.
Read all reviews
Mariner has been great to work with, Brandy and Stephen are awesome!! Will always use them for my loan needs!
Apr 15, 2026Canton, OH
My experience with Mariner Finance was great. And the loan officer was very personable and friendly, which made my experience even better. Thank you Mariner.
Apr 15, 2026District Heights, MD
Friendly staff! And they saved me from late filing my taxes! Funds are available same day! Thank you
Apr 15, 2026Tucson N, AZ
Went in for a quick visit from Beverly Hills. Sandra was a pleasure to deal with. Very helpful and would recommend her services from Mariner Finance
Apr 15, 2026San Fernando, CA
Excellent service from Sandra Baez. She’s definitely the person to go to. Swift and easy to talk to. Just have your requirements ready and she’ll take it from there. Thank you so much for the help!
Apr 15, 2026San Fernando, CA
Went in yesterday to get a loan and Melissa House has helped me out so much. My first time experience was great. I appreciate her going out of my way to help me get the information I needed help finding. I would recommend going here to anyone who needs financial help, Thank you Melissa House and everyone at Mariner Finance!
Apr 15, 2026Tullahoma, TN
Gina is fabulous, she worked with me several years ago and has helped accomplish my needs again, thanks
Apr 15, 2026Westminster, MD
They answered questions and customer service was awesome. For those with iffy credit but a desire to make positive changes - this is a great start. My advice, if you get an auto loan - pay it off as fast as possible. Rebuilding credit is awesome but smashing higher interest rates should be the focus. They offered me the same advice. Shelly Shipley was fast, efficient, and informative.
Apr 15, 2026Cleveland, TN
Diana was wonderful Every detail was explained and the entire experience was perfectly executed Thank you for everything
Apr 15, 2026West Mifflin, PA
GREAT finance company to do business with. Easy application and good terms on the loans offered. Fast loan distribution with direct deposit to my bank account. GREAT COMPANY !!
Apr 15, 2026Slidell, LA
Marty Metts is my name and I highly recommend this place. Kristina Gamble is the best and very professional and very nice. Service was excellent.
Apr 15, 2026Peoria, IL
First, I would like to thank Tina, who does not mess around. If you call and she is who you deal with..she jumps right in and gets the job done! I. Was very pleased with the way I was treated. Everyone in the office was very cordial and I felt comfortable there. Thank you so much for your service!!
Apr 15, 2026Florence, SC
I had a great experience working with Erica on my personal loan. She was helpful, professional, and attentive from beginning to end. She made the process smooth and easy to understand, and I truly appreciate her support. Highly recommend!
Apr 15, 2026Charlotte, NC
Carlos R. is the best along with the others he work with always there to help out when needed been helping my family out for years.
Apr 15, 2026Dunn, NC
I visited the location on Concord Commons on Concord. Thank you for your exceptional service! Beth is amazing by the way! Post do not hesitate to stop by, these people are a blessing
Apr 15, 2026Concord, NC
Thanks To Bre the process was fast and easy … She was very respectful n nice and work really fast .
Apr 15, 2026New Iberia, LA
