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Category: Home Improvement


Top Spring Cleaning Tricks

March 24, 2021 Up to 77 percent of households engage in spring cleaning every year, according to the American Cleaning Institute (ACI). Today, homes may be heated differently, but spring cleaning still offers many benefits, especially if anyone in your household suffers from allergies or asthma. Spring cleaning is also a great time to get…

Top 10 Possible Home Improvement Projects

It’s a great time to start thinking about home improvement projects! Deciding where to start can be a challenge, though. Do you want to start in the kitchen, or does your bathroom need a serious update? Unless you have your actual dream home, you probably have a list of things you’d like to change in…

Home Improvement Projects for $500 or less

Home Improvement Projects Looking for ways to improve your home with a small budget? Home Improvement and repairs can increase the beauty, comfort, and value of your home without hurting your pocketbook! Any of these 5 DIY home improvement projects can add value to your home and can be a weekend home improvement project. Easy…

Tips for new Homeowners

As a new homeowner you may feel a bit overwhelmed when thinking about all of the responsibilities you have just gained. At times it may seem so daunting you don’t even know where to start. We rounded up a list of tips to help make your new homeowner status less daunting. 1. Change Your Locks:…

Easy and Cheap DIY Backyard Landscaping Ideas

Transforming your backyard into a useful, functional space, can be relatively inexpensive and easy with the proper tools and instruction. To make the process even simpler, we compiled a list of easy DIY backyard landscaping ideas to transform your backyard into a functional and stylish oasis.  After getting your backyard in shape, transform the rest…

Fall in Love with Your Lawn: Tips for Preparing your Yard for Fall and Winter

With the leaves changing colors, and with temperatures dropping, most people are thinking about football games and Halloween costumes, not so much lawn care. Since grass grows slowly during the fall season, many think that a lawn requires less maintenance, while in fact your lawn is seeking nutrients to prepare for the long winter season.…

Fall Home Maintenance Checklist

With cooler weather around the corner, fall is the perfect time to perform a routine maintenance check on your home. To help you prepare your home for winter, we created a home maintenance checklist to make the process easy. Follow this list to get your home winterized in no-time! Home Maintenance, The Exterior of Your…

   

†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

 

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