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Month: October 2020


Holiday Shopping During COVID-19

Holiday Shopping During COVID-19 It’s been a long year with the pandemic impacting every aspect of our lives. Millions of Americans have lost their jobs, and sales have reached an all-time low for many businesses. Is it time to cancel holiday shopping? The fear of contracting COVID-19 has kept shoppers out of the stores throughout…

Celebrating Halloween During the COVID-19 Pandemic

A recent survey found that about a quarter of Americans believe gatherings won’t be safe until 2021. The ongoing pandemic has made many Americans reconsider taking their kids for trick-or-treating this year, and Halloween celebrations may also look unique. Will folks feel comfortable trick-or-treating during the COVID-19 pandemic? Will there be Halloween parties? Only time…

Amazon® Prime Day 2020

What is Amazon® Prime Day? Amazon® Prime Day is an annual shopping event exclusively for Amazon® Prime members. Amazon® Prime Day typically takes place during mid-July and lasts only 48 hours. The July event was postponed this year due to COVID-19 and will now take place on October 13th-14th, 2020. Amazon® Prime Day is packed…

   

†We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

 

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