Why Is Financial Literacy Important?
Financial literacy is understanding how to manage your personal finances. It includes skills like budgeting, saving, borrowing, investing, and day-to-day money management. According to Standard & Poor’s Global Financial Literacy Survey, only 57 percent of Americans are considered financially literate. If you’re not sure where you fall, consider some of the important components of financial literacy: Financial […]
Insider Tips for Getting the Best Deal on Engagement Rings
Valentine’s Day is right around the corner and love is in the air! Engagement rings are one of the most expensive purchases a person will make in their lifetime, making it extremely important to determine a budget before visiting the jewelry store. In order to help you stick to your budget, we have talked to […]
Marriage Advice- How to Combine Finances After Marriage
One thing is for certain, marriage is full of challenges – and perhaps nothing is more challenging to a marriage than finances. After the wedding day, couples need to know that the journey of a thousand miles and decades into the future together – financially speaking – is going to be drastically different than if […]
What Are Installment Loans and How Do They Work?
Even if you’re not familiar with the term, you probably know something about installment loans. You may have even had one. If you own a home with a mortgage or have ever financed a car, those agreements to repay a debt over time are installment loans. Unlike your credit card payments, which can vary month […]
