Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Useful Articles
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 78,380 verified reviews.
Read all reviews
Very helpful and willing to help me with everything I needed. Will certainly use again!
Jan 12, 2026Beaumont, TX
I had a terrific time visiting mariner finance of Marion llinois Lashonna was as good of a host as I could wish helpful very nice and made me feel welcomed and well taken care of .I have nothing but great things to say about the whole experience and would recommend this place to any and all my friends and acquaintances to do their business here in Marion hopefully withcLashonna Loveless thank you Mariner Finance you have prove to me you care about your customers and there needs Thank You Jeff L. HORTON
Jan 12, 2026Marion, IL
Staff is always friendly and try very hard to meet your terms and needs. Makes you feel good about your decision and payments
Jan 12, 2026Brandon, MS
I've been working with them for years now, and I've always had quality service every time.
Jan 12, 2026Crawfordsville, IN
Excellent customer service! I enjoyed yhe young lady ( Tashia) who helped me. She was very kind and professional.
Jan 12, 2026Reidsville, NC
Everyone is awesome. Rhonda is always helpful and nice. Me and my husband have been with Mariner Finance for many years. Now it is just me and they have helped me on my own. Thank you y’all. I am so grateful! Awesome bunch!
Jan 12, 2026Columbus, GA
The process was very simple and easy to get done and it was straightforward and effortless
Jan 12, 2026Conyers, GA
Thank you, Mariner for the young lady that help me. It was much needed and appreciated
Jan 12, 2026Oak Lawn, IL
Just what to say that the Staff is always professional and friendly. Call and get Becky at the Alexandria,La office. Talk to her told her what I need,and it was also very important for me to stay in my budget. With in couple of hours she called and told me what I qualify for,more then what I need. When in after work,and Becky and the staff worked with me I was the last customer. I apologize for keep her(Becky)after closing time. But keep telling me that she(that) to take care of me and it was really alright. Thank you so much to Becky and the staff at Mariner Finance in Alexandria, La office. Miss.Cora
Jan 12, 2026Alexandria, LA
The Hillsboro Oregon office at Esplanade is fantastic. You must certainly get another agent or two to take care of business. Ben does a fantastic job but he needs another agent and a receptionist to make it a complete success.
You can’t expect to do more business if you can’t get thru to the office because he is so busy. There needs to be someone handling the phones.
I hope for Mariner’s sake the corp office takes care of this discrepancy.
Jan 11, 2026Hillsboro, OR
I really appreciate your support in helping with the loan. I didn't have anyone else to give me a chance to build my credit up. So thanks for the loan and I apologize for the late response. Again thanks you.
Mr.Raymond Reynolds
Jan 11, 2026NE Raleigh, NC
I love the experience of face to face customer service at this location very professional service I recommend to any in need of extra cash for an emergency or to just pay unexpected situation. Thank you so much anthony!!, for the service.
Jan 11, 2026Brandon, FL
I have taken an second loan with Mariner they are wonderful and soooooo nice they go way above and beyond so go for them that's truly the place to go
Jan 11, 2026Brandon, MS
Very courteous and professional. Took the time needed to get what we needed done. Would highly recommend doing business with them all of them are very nice.
Jan 11, 2026Bristol, TN
Truly a great place for a loan, just when you think you're in a bind boom there is Mariner Finance to help out!! Thanks!!!
Jan 11, 2026Naperville, IL
