Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 92,504 verified reviews.
Read all reviews
My experience with Brian was great he was knowledgeable of his job and patience very courteous
Aug 08, 2026Ontario, CA
I have had my Marnier Account since 2017, I definitely find them to be the Most Credible and Reliable Company, both in Quality Assurance, Customer Service and Reliability.
They’ve helped fund, quite a few of our Plans and Projects, since opening my account!
I absolutely Appreciate the Greensburg PA office, for their continuous dedication to excellence in customer service and support! That’s not a standard, many companies uphold anymore. Shea and her team uphold themselves to the highest standards for excellence, I’ve yet to find anywhere else!
Sincerely- Suzie Nicholson
Aug 08, 2026Greensburg, PA
Brant was excellent getting my loan. I appreciate his professionalism! Thank you
Aug 08, 2026Harrisburg, PA
Great service. Fast and friendly. Highly recommend! Great Finance Company!! Awesome employees
Aug 08, 2026Marion, IL
Best service ever. Was there to help anyway she could. Karen was the best
Aug 08, 2026Chambersburg, PA
Branch Manager Alex handled the renewal of my account and I am extremely Happy. Good Man, Good Business!
Aug 08, 2026Greenville, TX
Chandler office was very nice to me they stayed open for me. Thank you 👍😊
Aug 08, 2026Chandler, AZ
Had very good service and the service was held in pleasant manners and respect.
Aug 08, 2026Bethlehem, PA
Shining was great and patient! Took a couple of days but that was because I was sick. Great job!!! I’ll spread the word for sure.
Aug 08, 2026Waco, TX
Stephanie mcswain was very helpful and polite and the other ladies were too.i would recommend anybody to try for a loan.
Aug 08, 2026Spartanburg, SC
I don't know anything wrong to say that only l will need next better to you.
Aug 08, 2026Greenacres, FL
Conner Hamilton was very helpful with questions and very polite. Would recommend him for very good service.
Aug 08, 2026Erie, PA
Everything was so simple and smooth. My account manager was amazing, she told me about their late hours days to accommodate my schedule, she was knowledgeable and friendly. I would definitely recommend them and her (Dreka) to anyone!!!!
Aug 08, 2026Baton Rouge, LA
I've been dealing with Mariner Finance for years and not once have they let me down. So Thankful.
Aug 08, 2026Woodlawn, MD
My experience was genuinely appreciated, Assistant Branch Manager Dajanae Chatman was professional from the moment we met, she went out of her way making sure i received every opportunity in reaching my goal, between her and the actual manager I was treated with upmost respect, I’ve already given a referral to a friend of mine and recommended Dajanae as
a contact., I express my gratitude sincerely,
My rating of 5 five stars isn’t enough recognition Dajanae deserves, to validate the level of admiration I have for the opportunity granted I made sure I got a photo of the woman I’m blessed to know and now consider my good friend…gracias por todo
Aug 07, 2026Baton Rouge, LA
The process was easy peasy. Allison was fantastic. Both staff members were super helpful. The terms were very fair . I really appreciate the awesome customer service. Thank you
Aug 07, 2026Vancouver, WA
Very friendly, efficient and care about the customers thank you ladies
Aug 07, 2026Russellville, KY
