Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 90,020 verified reviews.
Read all reviews
I walk in on a Tuesday evening July 2026 expecting disappointment once again. I came in with a negative attitude, headache, and expecting the word co-signer or sorry, try back in a couple of month. But, when they say you are approved, I was like for real, are you sure and she said yet. They made the rest of my evening and believe me O rested very well that night. Thank again for all of your professionals and professionalism. Great team. Frown is now upside down!!!!!
Jul 08, 2026Pikesville, MD
I was having an issue with hardship and they were able to help me get back on track
Jul 08, 2026Brandon, FL
The customer service was friendly and helpful. She was professional at handling my situation.
I was pleased with the outcome. Thanks you!!
Jul 08, 2026Arlington, TX
Great experience, Rosa was very friendly and helpful with answering everything question I had
Jul 08, 2026Baytown, TX
The most friendliest welcoming place, the
Wonderful lady's that take care you, are the
Best. Thank you for being here when we need help. I like to tell everyone Mariner Finance is the best . Check them out you
will be glad you did. Please take it from
Dorothy Merrill...
Jul 07, 2026Defuniak Springs, FL
Jesus was a great help. He explained all terms. Fast and simple process
Jul 07, 2026Whittier, CA
I would like to thank Ali,
Mariner Financial Modesto California.
Ali was very professional, extremely patient with me. I am truly blessed and grateful, Ali reached out to me.
He managed to get me more funds than I expected.
The Modesto location was clean and everyone in this office, very professional
Thank you ❤️ 😊
CF
Jul 07, 2026Modesto, CA
We applied for the loan that we needed and we got a fast response got approved on the spot. Thank you to both Carrie from Louisville, Illinois, and Alex from Champaign Illinois for a working together to get this taken care for us you met our needs outstanding service. I couldn’t ask for a better team again thank you. I appreciate it. I gave you five stars. Keep up the good work.
Jul 07, 2026Champaign, IL
I want to say thank you to Yadira. She was amazing. She was able to help me get approved when I went in with low hope. It was a fast process. She was friendly and answered question that I had. They made me feel welcomed. I will continue my services with them in the future!!!!
Jul 07, 2026El Paso E, TX
Tymekia was fast, courteous, prompt and kind. Great experience!
Jul 07, 2026Orange Park, FL
Kay Campbell was a joy to work with. She was able to quickly find a loan that fit my budget and was able to see me the same day. This is the first loan company and can deposit straight to your debit card! And the APR was lower than any other loan company I looked at.
Jul 07, 2026Baton Rouge, LA
Easy application and great process...You should use them for an emergency like I did
Jul 07, 2026Tomball, TX
I have been doing business with Mariner for awhile, they're friendly but professional and very efficient. Lee and Amanda are perfect to work with, they walk you through each step they are helpful and it's a pleasure to do business with them and Mariner Finance.
Jul 07, 2026Corinth, MS
