Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 91,548 verified reviews.
Read all reviews
Nicholas was the best and very helpful getting my loan secured and very fast. Best experience i have had.
Jul 29, 2026Owensboro, KY
The Representatives-Monica and Sandra were well informed, helpful, kind and considerate during my entire process.
Jul 29, 2026Spring, TX
Talk to Mrs. Moore. She’s the BEST. She does everything she can to help you.
Jul 29, 2026Madisonville, KY
I greatly appreciate the opportunities given to me by Mariner Finance. On four separate occasions Mariner has come through to provide financial relief in times of need. Olga Mata is a great representative and was very helpful during my recent inquiry. I highly recommend giving Mariner Finance a chance to help you out if needed.
Jul 29, 2026McAllen, TX
I had tge best experience here. Ms Barb is great diligent knowledgeable of loan I applied for. Very professional
Jul 29, 2026Pottsville, PA
Brittney was great, friendly up front fast and made everything smooth and easy.
Jul 29, 2026New Castle, IN
Mariner Finance provides the most caring and helpful suggestions to best help you make the right decisions. They are so knowledgeable. I’d recommend them to anyone. I don’t have photos to send.
Jul 28, 2026Vestal, NY
It started with a very courteous phone call that explained everything in detail my options and what I would need to bring with me to the office for my appointment. Walking in the door and being greeted with a friendly smile says alot. My appointment went smoothly and I was out of the office within 30 minutes feeling great and treated with respect. Thank you
Jul 28, 2026Austin S, TX
Albert was very helpful and attentive. Would recommend him to anyone!
Jul 28, 2026Pleasant Hill, CA
Well, we're the trip to the Bahamas season, very good person.\nThere you go
Jul 28, 2026Janesville, WI
Very smooth experience Awilda was amazing explaining the process she has gift.May jesus continue to bless her and bring more abundance to her life 🙏
Jul 28, 2026Oak Lawn, IL
Kelly has been wonderful always thank you to Kelly and Mariner. Great customer service always
Jul 28, 2026Westmont, IL
Worked with Jacob J. Great experience. He was very knowledgeable and experienced. Took his time explaining every step of the process. Would definitely recommend him.
Jul 28, 2026Westminster, MD
