Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Average Customer Rating:
4.8/5
Independent Service Rating based on 91,789 verified reviews.
Read all reviews
Convenience, customer service all outstanding.
Angie was my agent
Jul 31, 2026Mishawaka, IN
The people who work at Mariner are very professional and straight forward getting my loan was easy and fast
Jul 31, 2026Springfield, OH
I was very impressed with how easy it was made. I walked in and everything went so smooth. Great staff, made me feel at ease. I would highly recommend Mariner Finance to friends and family.
Jul 31, 2026Lima, OH
I am out on medical leave. They was still able to help me with no pay stub. I do have a return to work date and that did work. How ever I was up to date on payments and never been late on a payment. Big shout out to Amanda and the manager. Thank you so much.
Jul 31, 2026Shiloh, IL
The service I received from Mariner Finance was exceptional. They try their best to help the clients. They are friendly and attentive. In my personal case, I am very grateful to Mariner Finance and to Monica who helped me a lot, she was incredible, very patient with me. Thanks
Jul 31, 2026Woodbridge, VA
Great place. Love the hospitality miss gabby Haynes gave us at the Winchester branch
Jul 31, 2026Winchester, TN
Gabby is the best! Professional, welcoming, and makes you feel right at home! Go by and see her!
Jul 31, 2026Winchester, TN
Jasmine and Aaron are absolutely fantastic. Very professional, knowledgeable, patient and give great customer service.
Jul 31, 2026Pasadena, TX
I loved the treatment that I received from the staff at Mariner Finance, even though my phone wouldn't obey me. Very helpful and above all, very professional.
Jul 31, 2026Jackson, TN
Sharika does the best job!! She has patience and works really hard no matter the time. If I could give her 10 stars I would. The hold staff is great!! Love and hugs!
Jul 31, 2026Pensacola, FL
Linda was awesome, so helpful when explaining everything to me. Answered all my questions. The whole office was awesome & friendly.
Jul 31, 2026Hannibal, MO
Karla is awesome. Very knowledgeable went over all the documents step by step.
Great Job
Jul 31, 2026Conyers, GA
I had an amazing experience with Mariner Finance, and Jenna was absolutely wonderful to work with! From the beginning, she was friendly, knowledgeable, and made the entire process stress-free. She took the time to explain everything clearly, answered all of my questions, and made me feel comfortable every step of the way. Her professionalism, kindness, and excellent customer service truly stood out. I highly recommend Mariner Finance, especially if you have the opportunity to work with Jenna. Thank you for making the experience so easy and positive!
Jul 31, 2026Oregon City, OR
The 3 ladies that work there in Farmington, NM office were very sweet and professional. Nice staff.
Jul 31, 2026Farmington, NM
