Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 78,103 verified reviews.
Read all reviews
i was glad that they were there to help me get the funds i needed and were very quick about it. thank you.
Jan 07, 2026Columbus, IN
Our rep was a delight to work with. She's was knowledgeable, sharp, and explained the loan thoroughly. Even though I didn't want the extra protection or life insurance, she made the corrections without a fuzz. Need more employees like her.
Jan 07, 2026Charlotte, NC
Sandra Baez has been a help on my loan, wish it could've been more but the status is what it is and and dis an amazing job. Thank you Sandra and Mariner Finance.
Jan 07, 2026San Fernando, CA
Andrea made the process of getting my unexpected bill loan super easy, and was a delight to deal with. I will not hesitate to do business with Mariner Finance in the future should I need another loan.
Jan 07, 2026Anderson, SC
Mariner Finance off Freedom Rd is great to work with! Versatile loan options with a very fast closing!
Jan 07, 2026Cranberry Township, PA
It was a pleasure dealing with Mariner Finance again, no problem getting my personal loan.
Jan 07, 2026Rockingham, NC
Honestly had no clue this was here. They aren't posted with a loud sign so you initially wouldn't see it. Its crazy because I was considering a loan for a few things and found this in my path. The process was quick and the response time was faster then I expected. The service provided was awesome and she was super nice. Would definitely recommend and probably be a returning customer if I ever need another loan.
Jan 07, 2026Clarksville - Wilma Rudolph, TN
Excellent person to work with on loan she did a fantastic job and I would recommend her anytime
Jan 07, 2026Strongsville, OH
great service, look for Olga Mata, she helped us a lot and very quickly
Jan 07, 2026McAllen, TX
Be sure to see Mrs Medina when you visit really knows her job and makes it enjoyable
Jan 07, 2026Parma, OH
Very helpful in a last minute emergency. Great people, kind and polite.
Jan 07, 2026Plainfield, IN
Mariner finance branch were excellent in helping me complete my request for a personal loan. I went to the Belair branch right after New year's and they were extremely busy. However that did not stop them from being helping me immediately as I entered the office. Lindsey Noelle was very attentive and explained everything thoroughly to expedite the process. It was a smooth and quick process as well. I walked and out in a matter of an hour with my loan. Funds in my account before I left the office. Thanks guys. Great experience with a good rate too!
Jan 07, 2026Bel Air, MD
The process was so easy. We loved working with Rhea she was amazing.
Jan 07, 2026Muncie, IN
Great customer service. Everyone was very professional. Thanks ladies.
Jan 07, 2026Tacoma, WA
