Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 80,897 verified reviews.
Read all reviews
What really stood out to me was how patient and genuine she was. She never rushed me, never made me feel like I was just another customer, and she always followed up without being pushy. It’s rare these days to find someone who actually cares about helping you—not just getting through their workday—but that’s exactly the kind of person Paige is. Even when it became clear things weren’t going to work out with the loan, she still took the time to walk me through my options and make sure I understood everything.
Mar 04, 2026New Kensington, PA
I had an excellent experience with Mariner Finance
The representatives were very helpful. I applied for a loan and received the funds within two hours. Thank you for helping me during a difficult time.
Mar 04, 2026District Heights, MD
Carley and the others were so helpful they went far and beyond there ability to make sure I was taking care of you would have thought they were getting the loan I had a couple things that almost stopped me from getting the loan but they worked on it for me even when I wasn't there an me being out of state they still got it done for me they were so kind an actually made me feel welcomed and there truly decent people very kind they are blessings if you want to get a loan id definitely suggest this place for sure carley of you read this you an the others are angels an thank you who ever runs that place has a very good judge of character an really lucked out to find you all
Mar 04, 2026Maysville, KY
I had the pleasure of dealing with Annie in the Denton office. She is AMAZING!!! Even with my issues (unintentional) she took her time & found a deal that worked.
The Denton office is filled with friendly people & will have no problem whatsoever to refer people to them.
Feel very fortunate to have been put in contact with Annie.
Thank y’all so much!!!
Mar 04, 2026Denton, TX
James at the Branch in Gresham is awesome! He was soooooo helpful and made my situation very easy! He’s the Best! Thanks James for all your help!
Mar 04, 2026Gresham, OR
Becky & staff are all so very friendly & professional . I would definitely recommend Mariner Finance .
Mar 04, 2026Effingham, IL
My experience today with Maddison from the North Myrtle Beach location went very smooth and easy .. in and out under :30m .. she explained everything concisely and in great detail .. I will definitely continue to use Mariner Finance
Mar 04, 2026Myrtle Beach, SC
The staff is very friendly and takes the time to satisfy the customers needs.i am very pleased with the service
Mar 04, 2026Dundalk, MD
Hands down the nicest and easiest people to work with and seamlessly got me approved and out the door to help with my situation. Not a gimmick, not a scam, genuine down to earth people and company wanting to help.
Mar 04, 2026Peoria, IL
Had a very pleasant experience, Very informative staff. Left there fully aware of all aspects of our agreement. Will definitely be recommending others to come.
Mar 04, 2026NW Indianapolis, IN
