Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 74,742 verified reviews.
Read all reviews
Office visit went very well, courteous reps, would recommend to others!
Nov 16, 2025Westheimer, TX
My loan officer was great, got extra money for Christmas, am very happy 😊
Nov 16, 2025Westminster, MD
I was very well taken care of. I have no complaints. Great job done!
Nov 15, 2025Lanham, MD
Candice Crim makes the entire process of requesting a loan that it is almost sinful. Great customer service, understanding, and patience makes the whole process a little too welcoming. I have had loans with Mariner for quite some time and I have absolutely no problems with the company, procedures, or payments.
Nov 15, 2025Winchester, VA
Los mejores la opción mayor para cualquier problema financiero o arreglos de crédito garantizado..con un buen servicio al cliente Gracias Marine finance 🙏🏽recomendado a cualquiera
Nov 15, 2025Kissimmee, FL
We were very happy with how it went, David was very pleasant to work with and made the process painless. I would recommend Mariner Finance to anyone.
Nov 15, 2025Greensburg, PA
All of the employees were fun and easy to work with.
Randy Deom
Nov 15, 2025Panama City, FL
I had a great experience. Consuelo was very professional in the process. She treated me like a human being and not a statistic.
Nov 15, 2025Laurel, MD
Very friendly,very willing to help. Great place to go when need something.
Nov 15, 2025Mt. Vernon, IL
Ky Holder was exceptional from the moment I walked into the office. She was friendly and helpful making the whole process smooth, ensuring I felt comfortable throughout the process. The customer service was second to none and I highly recommend this business.
Catherine Clark
Nov 15, 2025Mariner Finance, LLC - Corporate Roll-up
Mariner Finance... A PREMIER Lending Institution!!
I got my self in a bind and was looking for a little bit of Holiday cash and Amir Dickey came to my rescue!
Fast, Friendly and Quality service and I HIGHLY recommend them to ANYONE looking for a personal loan... they are very Professional and you leave there not only satisfied, but the funds are deposited into your bank before you leave there!!
Nov 15, 2025Beaufort, SC
I am proud to do business with Mariner Financial the staff are very professional and knowledgeable. I felt like a valued customer due to the courtesy and respect staff showed.I received 5 star service from company.I will continue doing business with Mariner Semper Fi.
Nov 14, 2025West Point, MS
