Unexpected Expenses for when life happens
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Prepare for what you can't predict:
Unexpected Expenses†
Life is unpredictable and can throw unforeseen financial challenges your way. Whether it’s a medical emergency, vehicle repair, or unanticipated home repair, unexpected expenses can derail your personal finances. Whatever the circumstance, a personal loan for unexpected expenses may help you manage life’s little surprises.
How does an Unexpected Expense Loan work?
A loan for unexpected expenses from Mariner Finance could provide from $1,000 to $25,000 to help with your current financial needs. Once approved, you decide how to spend the funds.
What expenses can I cover?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Emergency medical bills
- Home repairs
- Vehicle repairs
- Funeral expenses
- Legal fees
- Business expenses
Is an Unexpected Expense Loan right for you?
Unexpected expenses can wreak havoc on your financial stability. If you’re presented with an unforeseen financial hurdle, a personal loan for unexpected expenses may help you overcome it and get you back on track. Applying is simple, you can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is customized to your unique needs.
What are the benefits of an Unexpected Expense Loan with Mariner Finance?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Access to funds for urgent needs
- Simple application process
- Personalized customer service
- Payment options
- Fixed interest rate and monthly payments
How do I qualify for an Unexpected Expense Loan?
Loan approval will be determined based on your credit, income, and other information from your loan application. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 85,508 verified reviews.
Read all reviews
The Dalton location was amazing to get me the loan I needed Rachel was the one who helped me get it approved and completed in little time go see the girls at the Dalton location
May 03, 2026Dalton, GA
I am very happy with Mariner Finance! I spoke to David Villalta and he was very helpful with everything! I recommend them to anybody needing assistance fast! Will consider them again in the near future for sure! Thank you David! Madeline Burgos.
May 03, 2026Union, NJ
The customer service is awesome and I enjoy doing business with Mariner Finance!
May 03, 2026Moline, IL
Brian was fantastic and very professional. I would recommend Mariner to anyone.
May 03, 2026Bethlehem, PA
My experience with Mariner finance was very pleasant with no problems. The associate that helped me was very professional and pleasant.
May 02, 2026Danville, VA
Absolutely incredible customer service. Anne couldn't have been more helpful. Ten out of Ten if I could rank them properly.
May 02, 2026Denton, TX
I had an outstanding experience working with Trently Roberts at Mariner Finance. He went above and beyond to help me, even without being asked. He took the time to walk me through multiple loan options, explained everything clearly, and made the entire process easy and stress‑free. Employees like Trently are rare these days, dedicated, proactive, and genuinely focused on helping customers. In my opinion, he absolutely deserves a raise or bonus for the level of service he provides. Highly recommend working with him.
May 02, 2026McDonough, GA
The staff were helpful, courteous, and skillful. Ms. Drowning was pleasant, knowledge, courteous, and explained in much details with upgrading my extended loan. I was pleased with the outcome.
May 02, 2026Clinton, MD
I had such a great experience with Mariner Finance, especially working with Leah, the branch manager. She is incredibly helpful, understanding, and truly cares about her clients. One thing I appreciate is that as long as you communicate with her, she works with you—life happens, and she gets that. Just don’t ignore her calls; be honest, and she’ll do her best to help.
Mariner Finance has been a blessing for me and my child. They were the only company willing to give me a loan after my bankruptcy, and they also helped me start rebuilding my credit. That meant everything to me.
I highly recommend Mariner Finance to anyone needing a second chance or just a supportive team that actually listens. Thank you again, Leah!
May 02, 2026Corinth, MS
Everyone is super nice and very helpful. I will be telling all my family and friends about them
May 02, 2026Bristol, TN
Outstanding customer service and from Andy . The total staff was amazing.
May 02, 2026Waldorf, MD
It was a very pleasant experience.the staff was very pleasant and courteous
May 02, 2026Bloomsburg, PA
