Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to fund for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 81,307 verified reviews.
Read all reviews
Great quick and fast service great team shoutout thanks Kelli Landry !!
Mar 12, 2026New Iberia, LA
Ms.Chatman was very professional and made my loan process very easy with her quick response and experience.
Mar 12, 2026Shreveport, LA
Mandy was very quick to help, super confident in what she was doing and courteous through the whole process of getting a loan.
Mar 12, 2026Milton, FL
Great communication and made sure we understood what we were signing.
Mar 12, 2026Denton, TX
Tina was absolutely great!! Super Star 🦋
She made the entire process so easy & got all of my loans and credit cards into one payment, saving me $500 a month.
Thank you so much!! 💫💰❤️
Mar 12, 2026Ft. Oglethorpe, GA
Mrs. Terri helped Me through the process, I had problems with finding My documents She called back and kept the communication open and the process went very smoothly. Very happy with My experience.
Mar 12, 2026Fond du Lac, WI
Sandra was awesome,! She was able to help me with my loan needs. If needing a loan with great service ask for Sandra
Mar 12, 2026Mission, TX
I was getting behind on some of my bill payments, started applying for a loan different places but was denied. Decided to contact Mariner Finance since I already had an account with them. I talked to this lady by name Kimberly and explain to her my financial situation. Kimberly told me that she would try to help me and would check the loan application that I submitted, would call me back. Received call back from Kimberly and informed me that my loan was approved. I felt relieved after the news, and thank God. Mariner Finance has been of great help and I thank Kimberly from the bottom of my heart for the help.
Mar 12, 2026El Paso E, TX
Karen & Kristena are an awesome team. Between call backs, text and email my process experience was flawless. Both thumbs up for these gals!
Mar 12, 2026Peoria, IL
