Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 78,774 verified reviews.
Read all reviews
Your staff was very helpful courtesy and friendly did everything in a timely manner explaining everything and understanding my needs thank you
Jan 20, 2026Peoria, IL
Yaritza Vega was very kind and professional
Excellent customer service!
Jan 20, 2026Leesburg, FL
Max was awesome definitely outlined everything and made the experience easy and understandable.
Jan 20, 2026Westheimer, TX
Marissa bankston Did a magnificent job and very quickly didn’t take forever like most!
Thank you very much!!’
Jan 20, 2026Avon, IN
I have been doing business with Mariner Finance on and off for many years and would highly recommend them to anyone.
Jan 20, 2026Paducah, KY
Dora Rico provide excellent service, great customer service will definitely recommend to family and friends.
Jan 20, 2026McAllen, TX
Valerie was wonderful very bubbly spirit and very helpful love her personality
Jan 20, 2026Highland, IN
Kendra McNeil was absolutely amazing from start to finish. Friendly, professional, and truly went above and beyond. Would absolutely use her again.
Jan 20, 2026Wilson, NC
Shelby gave us amazing service. I would recommend her to everyone I know. 5 stars all the way.
Carol & William
Jan 20, 2026Bloomington, IN
Anita was very nice and helpful.Good quality service with rapid turn around. 🙂
Jan 20, 2026Weslaco, TX
Chanelle and the rest of them have been great. It's easy to catch up and even get ahead on payments if the principle is paid on by making any extra payments rather than the next monthly payment!!
Jan 20, 2026Spokane, WA
Katrina was very professional and knowledgeable. And had a pleasant personality. Overall experience was excellent
Jan 20, 2026Ocala, FL
I recently had the pleasure of working with Mariner Finance, and I cannot recommend them highly enough! Jill, my loan officer, was absolutely amazing throughout the entire process.
From the moment I reached out, she was incredibly responsive and attentive to my needs. Jill took the time to explain every detail, ensuring I felt comfortable and informed. Her professionalism and expertise made what could have been a stressful experience seamless and straightforward.
What truly stood out was her dedication; she went above and beyond to find the best loan options for me, always keeping my best interests in mind. Thanks to her unwavering support, I secured a loan that perfectly suited my financial situation.
If you’re looking for a supportive and knowledgeable loan officer, I highly recommend reaching out to Jill at Mariner Finance. She truly made a difference in my experience, and I’m so grateful for her assistance! ⭐⭐⭐⭐⭐
Jan 20, 2026Jackson, GA
They were very helpful and nice i would sent my family and friends to them . Thank you
Jan 20, 2026McMinnville, TN
Estoy muy satisfecha con la atención de Dora Rico espero y todos los trabajadores den la misma atención todo muy bien explicado y detallado en el contrato muchas gracias !
Jan 20, 2026McAllen, TX
Kelley Morris was extremely helpful. She worked with me on all aspects of getting my loan. I would definitely recommend Mariner Finance and Kelsey.
Jan 20, 2026Bloomington, IN
Maria was so helpful and patient with me during this process..... definitely recommend.
Jan 20, 2026Yukon, OK
