Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 84,480 verified reviews.
Read all reviews
GUERMO, HELP US ALL THE WAY THROUGH HE WAS VERY HELPFUL I RECOMMEND Mariner Finance to anyone truly cared about our needs VERY helpful and caring.
Apr 20, 2026Riverside, CA
You always give me what I want. Now if you work on lowering your fees
Apr 20, 2026Castleton, IN
Liz over at the Mariner Finance Tacoma, WA branch is the best. 👌 I had a great day with her and one of the other ladies that helped me out with my refinance vehicle loan. She did a very good job getting me more money than I was originally expected to get, and that was a great experience for me and I definitely think Liz and her other coworker were the best.
Apr 20, 2026Mariner Finance, LLC - Corporate Roll-up
Julian thoroughly explained the terms of the agreement and ensured that I understood what the terms meant. He went above and beyond to provide the service.
Apr 20, 2026Denton, TX
Fast response to loan application. Very friendly been a customer for quite some time.
Apr 20, 2026Janesville, WI
Excellent Service and knowledge of product offered to me. Very patient to inform me of payments and what I owed over time. Thanks
Apr 20, 2026Lumberton, NC
The staff treats u like family very warm and outgoing its a pleasure to do business with
Apr 20, 2026Stuart, FL
Mark was professional and explained everything in the contract. Thank you very much!
Apr 20, 2026Pottstown, PA
The employees are excellent to work with. Very good service. Thank you for your help. Linda Rose
Apr 20, 2026Georgetown, KY
Muchas gracias por el excelente servicio, amabilidad y ayuda Yadira Esparza
Apr 20, 2026El Paso E, TX
Friday was absolutely pleasant to work with. Her customer service was the best. Quick and friendly service.
Apr 20, 2026Florence, KY
Martina & Veresha have been very helpful to my husband and I, we have been customers of Mariner Finance in Norman, OK for sometime and we have never experienced a problem thank you Mariner Finance for all your help.
Apr 20, 2026Norman, OK
Marcia went above and beyond to get me approved, thank you so much!! If I could id give her 10 stars for her amazing customer service, very respectful and kind young lady.
Apr 20, 2026Phoenix, AZ
I always have great service at the Milton office, and Mandy got me in and out quickly! She was a pleasure to work with!
Apr 20, 2026Milton, FL
Angela was extremely polite and was very respectful while I was filling out the application for a loan.
Apr 20, 2026Lawrenceville, IL
Tina was very helpful and gets things done amazing to work with on anytt
Apr 20, 2026Ft. Oglethorpe, GA
