Mariner Finance & Chris Lillis Deliver Meals with Meals on Wheels

Mariner Finance Team Members joined Olympic gold medalist Chris Lillis and Meals on Wheels of Central Maryland, Inc. to deliver nourishing meals throughout the community. We’re grateful for another opportunity to help out in the community, connect with our neighbors, and support the work Meals on Wheels does every day. Check out the recap! […]
What Is the Difference Between APR, Interest Rate, and Finance Charge?

Key takeaways The interest rate is the annual cost of borrowing, expressed as a percentage. It generally excludes loan fees or other charges. The APR is the interest rate plus loan fees, providing a combined total of the annual borrowing cost. The finance charge combines the interest rate and loan fees over the life of […]
Mariner Finance Creates Chief AI and Data Officer Role, Appoints Swamy Ramajayam
New executive will lead the company’s enterprise data and AI strategy to accelerate innovation and enhance the customer experience. BALTIMORE, MD – July 13, 2026 – Mariner Finance today announced the creation of its new Chief AI and Data Officer role and the appointment of Swamy Ramajayam to lead the company’s enterprise data and artificial […]
What Do You Need to Apply for a Personal Loan?

Key takeaways Most lenders require a government-issued photo ID, your Social Security number or ITIN, proof of address, and proof of income to begin a personal loan application. If you’re self-employed, you may be able to use tax returns, bank statements, or other business records instead of pay stubs. You can apply online, by phone, […]
Planning Your Next Payment? Here’s What You Need to Know About Our Upcoming Cash Payment Update
Soon, Mariner Finance branch locations will no longer accept cash payments. If you typically stop by the branch to make your payment in person, don’t worry—you still have several simple and flexible options to choose from. Customers can still pay with cash at participating retail locations without paying a fee. Here’s a closer look at […]
From Tandem Passenger to Skydiver

Sally Palermo had always dreamed of becoming a certified solo skydiver, but the cost made it difficult to turn that dream into reality. “Through the training, jumps, certifications, the licensing, the gear, it costs thousands of dollars,” she says. An offer for a personal loan through Mariner Finance had arrived in her mailbox, but she […]
Understanding Soft Credit Checks

A soft credit check, also called a soft pull or soft inquiry, is a review of your credit report that does not impact your credit score. Soft pulls are often conducted for everyday purposes like pre-employment screening, obtaining insurance quotes, issuance by lenders of preapproved loan offers, etc. The soft pulls are often tied to […]
Mariner Finance check in the mail?
This Mariner Finance check represents a loan offer If you received a check from Mariner Finance by mail, Congratulations! You received this check because of your credit history. To receive your funds, take the check to your bank and cash or deposit it, or deposit it with your mobile device at your earliest convenience!* No […]
Spring Home Projects on a Budget
Spring is a time to finally move forward on the things you’ve been planning. If a big goal has been waiting on “the right moment,” a personal loan could help you take that next step. The money can be used to tackle home repairs, consolidate higher-interest debt, cover unexpected expenses, or pay for a major […]
Reviewing your Property Tax Statement
Homeowners are responsible for paying property taxes, which are typically billed once or twice a year in a property tax statement that generally contains details that could affect how much is owed. Tax rules, statement formats, and information presented vary by where your property is located, so what appears on your bill could differ depending […]
Estimating Your Property Tax
Property tax bills can sometimes catch homeowners off guard. The amount you owe may change from year to year based on new assessments or updated rates. This could leave you scrambling to cover a bill you didn’t expect. There are some simple ways to estimate what you might owe. Keep in mind that property tax […]
5 Things to Know Before Choosing Debt Settlement
When bills pile up and monthly payments become hard to manage, using a debt settlement company might seem like the answer. These companies usually offer their services to help with debt problems. However, there could be risks with using a debt settlement company’s services. You might end up missing payments, hurting your credit score, paying […]