5140 Frederica Street
Owensboro KY 42301
Directions Branch Number: 3803 Branch Manager: Dallas Miles
- Monday: 9:00am - 5:00pm
- Tuesday: 9:00am - 7:00pm
- Wednesday: 9:00am - 5:00pm
- Thursday: 9:00am - 5:00pm
- Friday: 9:00am - 5:30pm
- Saturday: 9:00am - 1:00pm (Open only on November 20, November 27, December 4, December 11, December 18)
- New Year’s Day (observed) - Monday, January 3, 2022
- Martin Luther King Jr. Day - Monday, January 17, 2022
- President’s Day - Monday, February 21, 2022
- Memorial Day - Monday, May 30, 2022
- Juneteenth Independence Day (observed) - Monday, June 20, 2022
- Independence Day - Monday, July 4, 2022
- Labor Day - Monday, September 5, 2022
- Columbus Day - Monday, October 10, 2022
- Thanksgiving Day - Thursday, November 24, 2022
- Christmas Day (observed) - Monday, December 26, 2022
The Owensboro, KY branch welcomes you for personal loans that fit your needs.
Our Owensboro lending professionals are proud of the neighborhoods they live and work in. Ready to speak to a Owensboro lending professional in person? The better we know you, the more we can help. You have your own unique goals to meet, and it all starts with a conversation at your local branch.
A personal loan can meet a variety of needs, including medical emergencies, home improvement projects, vacations, weddings, tuitions costs, and debt consolidation. Mariner Finance has a personal loan that fits every one of those situations, and more.
Ready to apply for a personal loan at the Owensboro, Kentucky branch? Our Owensboro branch is totally focused on solving your personal financial challenges.
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Making personal loans sense.
Got questions? Get answers.
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
Ready to speak to a person—in person?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.
What is a personal loan?
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.
†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.