This type of loan could have advantages for homeowners 62 or older approaching retirement and looking for some extra cash. The money you borrow from a reverse mortgage can help pay down debt and cover recurring expenses. Unlike a conventional mortgage, a reverse mortgage normally is repaid when the last borrower leaves the home. Interested in learning more? Our reverse mortgage specialists will give you all the information you need to make an educated decision. Learn more about our reverse mortgage.
How our reverse mortgage loans work.
Most reverse mortgage loans close in 45 days or less**. Your Mariner Finance Mortgage loan officer will typically request the following standard documents to get your reverse mortgage process started. In some cases, not all of these items will be required. In some cases, more items may be required.
Your last 2 years W2’s and Signed/dated Federal Tax Returns, your last 2 consecutive statement of earnings, a clear copy of your driver’s license and social security card, a copy of your mortgage statement, a copy of your home owner’s insurance declarations page and your last 2 month’s worth of bank statements.
*This material is not from HUD or FHA and has not been approved by HUD or a government agency.
**Loan closing is subject to various factors including, but not limited to, applicable lender underwriting requirements, market conditions, state-specific regulations, and completion of all information and documentation requirements.
Why apply at Mariner Finance?
Our experienced and licensed loan officers make it their business to educate customers and create loan solutions that fit the individual. Their mission is to make the process simpler, not the other way around. Because the more informed you are, the better decisions you make—not just today, but years from now as your needs change.
We love Mariner Finance. They have always been there when we need them. We love the ladies in the office. Thank you Mariner!
How has Mariner
come through for you?
share your story
Making personal loans sense.
Got questions? Get answers.
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
Ready to speak to a person—in person?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.
What is a personal loan?
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.
get personal finance tips,
and seasonal offers.
Sign up for the Mariner Finance newsletter.