Financial Advice and Tips

Find informative articles on financial advice and tips. Discover what you should know in this section of our blog dedicated to improving your financial literacy and acumen.

Qualifying for Loans: 6 Effective Ways to Boost Your Credit Score

2022-11-10T09:32:39+00:00

Blog Your credit report is a snapshot of your ability to manage debt. Your credit report and credit score determine whether or not you qualify for a variety of financial tools, especially loans. To confidently apply and qualify for the best loan terms, you can take simple steps to boost your credit score. Review this guide to learn how. How Your Credit Report Impacts Your Loan Options Your credit score – a [...]

Qualifying for Loans: 6 Effective Ways to Boost Your Credit Score2022-11-10T09:32:39+00:00

Your Comprehensive Guide to Debt Consolidation Loans

2022-11-10T09:43:52+00:00

Blog If you live in America, there’s a good chance you have some debt. Whether you have a few credit cards or several student loans, it’s hard to escape the world of debt. However, debt consolidation loans may be way you can better manage your debt. Not every debt consolidation loan is the same, though. Before you decide to apply for one, review this comprehensive guide to finding reputable debt consolidation loans. [...]

Your Comprehensive Guide to Debt Consolidation Loans2022-11-10T09:43:52+00:00

How do you calculate & effectively improve your credit score?

2022-11-10T10:15:01+00:00

Blog A credit score may be used by various companies in their evaluation of whether to do business with you. Your credit score may determine whether you can rent a car, lease an apartment, qualify for a mortgage, finance a car, or get a credit card. Utility companies will check your credit score to decide whether to charge you a deposit to turn on your service and insurance companies will check your [...]

How do you calculate & effectively improve your credit score?2022-11-10T10:15:01+00:00

What is debt-to-income ratio?

2022-11-10T11:14:38+00:00

Blog Debt-to-income ratio (DTI) What is debt-to-income ratio and why is it important? These are all great questions and in this article we will do our best to answer them. Your debt-to-income ratio, also known as DTI, is a measure of how much debt you have compared to your income.  “Your DTI is one way lenders measure your ability to manage the payments you make every month to repay the money [...]

What is debt-to-income ratio?2022-11-10T11:14:38+00:00

Best ways to save money on groceries

2022-11-15T07:39:54+00:00

Blog Best ways to save money on groceries Groceries are a necessity, but they don’t necessarily have to break the bank. Here are our 7 tips to spend less and save money when buying groceries. 1.   Establish a budget Establishing a budget allows you to remind yourself what you can afford to spend on groceries for a certain time period. This time period can be weekly, bi-weekly, monthly, etc. When utilizing [...]

Best ways to save money on groceries2022-11-15T07:39:54+00:00

Am I qualified to receive a personal loan online?

2022-11-15T08:35:34+00:00

Blog If you are searching for the best way to get a loan, storefront lenders are not your only options. Let us tell you about another option, online personal loans. Today will show you how to apply for an online loan. […]

Am I qualified to receive a personal loan online?2022-11-15T08:35:34+00:00

Private: State Sales Tax Holidays for 2018

2022-11-23T10:36:52+00:00

Blog With back-to-school season looming ahead, it’s a good idea to start looking for ways to save on all those end of summer purchases. We took a look at the states we are currently located in, and found that many of them offer tax-free shopping days in 2018. These sales tax holidays are a great way to save money this upcoming school year. Don’t live in one [...]

Private: State Sales Tax Holidays for 20182022-11-23T10:36:52+00:00

5 Valentine’s Day Ideas on a Budget

2022-11-17T11:46:38+00:00

Blog Romantic Valentines Ideas on a Budget Valentine’s Day is right around the corner! Whether you are single, or have been in a significant relationship for many years, Valentine’s Day is a great opportunity to spoil the people/person you love. We have compiled a list of 5 Valentine’s Day ideas for any budget. Valentines on a budget Make his or her day super special by using all 5 ideas below: Chocolate [...]

5 Valentine’s Day Ideas on a Budget2022-11-17T11:46:38+00:00

Back-to-school money-saving tips.

2022-11-23T10:47:20+00:00

Blog It’s that time of the year again, when the swimsuits and patio furniture displays are being replaced by back-to-school supplies! Whether you have kids getting excited for school in the fall, a college student ready to leave the nest, or you’re attending school yourself, back-to-school expenses add up fast. Studies have shown that a family with school aged children will spend over $600 on school supplies [...]

Back-to-school money-saving tips.2022-11-23T10:47:20+00:00

Private: State Sales Tax Holidays for 2016

2022-11-23T10:49:02+00:00

Blog With back-to-school season looming ahead, it’s a good idea to start looking for ways to save on all those end of summer purchases. We took a look at the states we are currently located in, and found that many of them offer tax-free shopping days in 2016. These sales tax holidays are a great way to save money this upcoming school year. Don’t live in one [...]

Private: State Sales Tax Holidays for 20162022-11-23T10:49:02+00:00
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