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Category: Travel Tips


Top Affordable Day Trips in Virginia

If you are in the process of planning a day trip with your family this summer, consider visiting Virginia! From exciting amusement parks such as Kings Dominion, to historic sites including the nation’s capital, Virginia offers a variety of options the whole family can enjoy! For even more affordable day trip ideas, check out our…

Top Affordable Day Trips in Pennsylvania

Day Trips in Pennsylvania The kids are out of school, the weather is warm and sunny, and now you may be wondering how to make the most of your summer. You could go on a family vacation to a tropical destination (check out our Top 5 Cheap International Vacation Spots), or you could keep it…

Top 5 Cheap International Vacation Spots

Looking to travel the world but short on cash? There are a multitude of budget-friendly destinations you can enjoy without breaking the bank! Here’s a look at 5 top affordable international vacation spots you need to consider for your next trip. 1. Punta Cana, Dominican Republic– A large selection of all-inclusive resorts makes this Caribbean destination a…

Travel Checklist

When traveling, there are many things you need to consider before leaving for your trip. This can include anything from making sure your mail is picked up to choosing what to pack; as if packing isn’t stressful enough, right? For tips on how to pack your suitcase like a pro, click here. To help alleviate…

9 Packing Tips For Your Next Travel Trip

 Packing Tips For Your Next Travel Trip Research your destination-When planning what to pack for your trip, first consider your destination’s weather, what you will be doing when you are there, and if your lodging has laundry available to help you narrow down what to bring. Plan your outfits– After you have determined what types…

Best Spring Break Locations for Families

Yes, spring break time is finally here! After the winter we’ve had this year, who isn’t looking forward to some fun in the sun? While many think of ‘Spring Break’ as a time for college kids to party, there are some excellent destinations for families to consider. Here are six destinations the whole family will…

   

†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.

 

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

 

 

California Residents: Loans made or arranged pursuant to a California Financing Law license.

VA Residents – Mariner Finance of Virginia, LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No. CFI-114.

 

Mariner Finance, LLC, NMLS No. 166564 (www.nmlsconsumeraccess.com)
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

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