Mariner Finance

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So far Mariner Finance has created 120 blog entries.

Choosing a Mortgage Lender: Some Questions to Ask


Blog Choosing a mortgage lender can seem a bit daunting. After all, there are so many of them out there. Community banks, savings and loan institutions, mortgage brokers, national banks, credit unions, and online lenders may all provide mortgage services. However, before you sign a document as important as a mortgage, consider the reputation of the institution and the terms of your contract. Here are 6 questions you may [...]

Choosing a Mortgage Lender: Some Questions to Ask2022-11-03T09:21:13+00:00

Can You Get a Loan for a Wedding?


Blog With many weddings costing in excess of $30,000, it easy to understand why you might consider getting a loan to pay for the celebration. The good news is that you may be able take out a personal loan for a wedding. Before you do, it is important to consider the amount you want to borrow and how you plan to repay the loan. Look at the Big Financial Picture As with [...]

Can You Get a Loan for a Wedding?2022-11-03T09:28:09+00:00

3 Ways to Pay Off Your Car Loan Early


Blog If you have a low-interest car loan and carry other debt, paying off your car loan early probably is not an immediate priority. On the other hand, if it is a priority and you have the means to pay your car loan early, it could save you money, free up disposable income, improve your debt-to-income ratio, and give you clear title to your car in no time. Before you make the [...]

3 Ways to Pay Off Your Car Loan Early2022-11-03T09:32:48+00:00

What Happens if You Miss a Personal Loan Payment?


Blog A single missed payment on your personal loan may cost you additional money in the short and long-term. A potential late fee is just the start. You may want to think twice before you skip a payment and consider all of the possible consequences, which may include: 1. You May Incur a Late Payment Fee Under the terms of your loan agreement, you made a commitment to make monthly payments due [...]

What Happens if You Miss a Personal Loan Payment?2022-11-03T09:35:55+00:00

A Personal Loan for Debt Consolidation: 7 Things to Consider


Blog If you carry balances on numerous credit cards or have other outstanding unsecured loans you pay monthly, you may have thought about combining them so you only have one payment each month; this is known as debt consolidation. Specifically, debt consolidation is when you take out a new loan to pay off all or some of your old loans. A personal loan used to consolidate debt ideally lowers your overall monthly [...]

A Personal Loan for Debt Consolidation: 7 Things to Consider2022-11-03T09:48:57+00:00

Why Is Financial Literacy Important?


Blog Financial literacy is understanding how to manage your personal finances. It includes skills like budgeting, saving, borrowing, investing, and day-to-day money management. According to Standard & Poor’s Global Financial Literacy Survey, only 57 percent of Americans are considered financially literate. If you’re not sure where you fall, consider some of the important components of financial literacy: Financial Literacy Helps to Improve Budgeting Your budget is your financial plan, and it includes your income [...]

Why Is Financial Literacy Important?2022-11-03T09:53:11+00:00

Insider Tips for Getting the Best Deal on Engagement Rings


Blog Valentine’s Day is right around the corner and love is in the air! Engagement rings are one of the most expensive purchases a person will make in their lifetime, making it extremely important to determine a budget before visiting the jewelry store.  In order to help you stick to your budget, we have talked to experts in the jewelry industry from Reeds Jewelers, Diamond Hut, and Monica Jewelers to get the inside scope on how [...]

Insider Tips for Getting the Best Deal on Engagement Rings2022-11-03T14:20:55+00:00

Marriage Advice- How to Combine Finances After Marriage


Blog One thing is for certain, marriage is full of challenges – and perhaps nothing is more challenging to a marriage than finances. After the wedding day, couples need to know that the journey of a thousand miles and decades into the future together – financially speaking – is going to be drastically different than if you were to “do it alone”. Here are some major considerations couples should know and plan [...]

Marriage Advice- How to Combine Finances After Marriage2022-11-03T14:21:43+00:00

What Are Installment Loans and How Do They Work?


Blog Even if you’re not familiar with the term, you probably know something about installment loans. You may have even had one. If you own a home with a mortgage or have ever financed a car, those agreements to repay a debt over time are installment loans. Unlike your credit card payments, which can vary month to month, installment loan payments are more likely to remain consistent throughout the length of the [...]

What Are Installment Loans and How Do They Work?2022-11-03T11:34:26+00:00