Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,676verified reviews.
Peggy Brown
Jessica was very professional and thorough. Explained everything to me. Kayla was very professional and helpful from start to finish. Very good place to come for excellent and honest customer service. Great group of ladies
Oct 09, 2026Conyers, GA
Jason Andria
Very friendly and took time to explain everything!
Oct 09, 2026Uniontown, PA
Meredith Samsil
Helpful, encouraging, responsive Mariner people at the Kingsport office helped me get my loan! They were super!!
Oct 09, 2026Kingsport, TN
Malinda Jones
Oct 09, 2026Warren, PA
Terri Meadows
Everyone is very helpful and knowledgeable about their job. I appreciate the kindness and courtesy that I received.
Oct 08, 2026Conroe, TX
Kay Sewell
I’ve had nothing but good experiences with Mariner finance.
Oct 08, 2026Fultondale, AL
Lola McDowell
Kim was the person who worked with me. She explained the process and what I needed clearly. She was very professional and friendly. She was very knowledgeable about her job and what needed to be done.
Oct 08, 2026Mechanicsville, VA
Betty Johnson
Oct 08, 2026Roanoke, VA
Marquis Legrone
Very professional with there clients.
Oct 08, 2026NE Raleigh, NC
Ron Flaurr
Excellent group of people who work there.
Oct 08, 2026Crawfordsville, IN
Donna Haines
Oct 08, 2026Byron, GA
Frank Santabarbara
Everything went well Matt is very professional & patient. Thank you
Oct 08, 2026Mayfield Heights, OH
Bruce Ervin
Very professional
Oct 08, 2026Chesapeake, VA
Elizabeth Myers
Matthew and Jacquelyn were so helpful getting everything taken care of for us. They are so amazing. Thank you both for everything you both did for us. You guys are so amazing.
Oct 08, 2026New Braunfels, TX
Robert Duncan
It was fast and easy and the staff was great
Oct 08, 2026High Point, NC
